.hero{position:relative;overflow:hidden;background:linear-gradient(115deg,#0f28478c,#f7a04d47),url(https://images.unsplash.com/photo-1444723121867-7a241cacace9?auto=format&fit=crop&w=1600&q=80) center/cover}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 70%,var(--bg))}.hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1.05fr;gap:44px;align-items:center;padding:56px 0 78px}.hero-left{color:#fff}.hero-left .lbl{font-size:15px;letter-spacing:1px;margin-bottom:8px}.hero-left h1{font-size:clamp(28px,4vw,42px);color:#fff;text-shadow:0 2px 14px rgba(0,0,0,.3)}.hero-left h1 .hl{color:var(--accent)}.hero-left p{font-size:15px;color:#eef3fb;margin:18px 0 26px}.trust{display:flex;gap:14px;flex-wrap:wrap}.trustcard{background:#ffffff1f;border:1px solid rgba(255,255,255,.22);border-radius:12px;padding:14px 16px;text-align:center;color:#fff;backdrop-filter:blur(4px);min-width:104px}.trustcard .ic{font-size:22px;margin-bottom:6px}.trustcard b{font-size:14px;display:block}.trustcard small{font-size:11px;color:#d3deef}.formcard{background:#fff;border-radius:var(--radius-lg);padding:30px;box-shadow:0 26px 60px #0f284740}.formcard h3{text-align:center;font-size:21px;color:var(--brand-dark);margin-bottom:6px}.formcard .note{text-align:center;font-size:11.5px;color:var(--ink-soft);margin-bottom:20px}.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}.field label{font-size:12.5px;color:var(--ink);font-weight:600;display:block;margin-bottom:5px}.field label .req{color:var(--accent)}.field input,.field select{width:100%;border:1px solid var(--line);border-radius:9px;padding:10px 12px;font-size:13px;font-family:var(--sans);color:var(--ink);background:#fcfdff}.field input:focus,.field select:focus{outline:none;border-color:var(--brand-light);box-shadow:0 0 0 3px #1a4fa01a}.field.full{grid-column:1/-1}.cklabel{font-size:12.5px;color:var(--ink);font-weight:600;margin:6px 0 8px}.ckgrid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:7px 14px;margin-bottom:14px}.ckitem{display:flex;align-items:center;gap:6px;font-size:11.5px;color:var(--ink-soft)}.ckitem input{width:14px;height:14px;accent-color:var(--brand)}.agree{display:flex;align-items:center;gap:7px;font-size:11.5px;color:var(--ink-soft);margin-bottom:16px}.formcard .submit{width:100%;justify-content:center;font-size:16px;padding:14px}.section{padding:70px 0}.sec-head{text-align:center;margin-bottom:42px}.sec-head h2{font-size:clamp(24px,3.2vw,32px);color:var(--brand-dark)}.sec-head p{color:var(--ink-soft);margin-top:8px;font-size:14.5px}.inc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.inc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;text-align:center;box-shadow:var(--shadow);transition:transform .3s,box-shadow .3s}.inc:hover{transform:translateY(-6px);box-shadow:var(--shadow-hover)}.inc .ic{width:56px;height:56px;margin:0 auto 14px;border-radius:14px;background:linear-gradient(135deg,#eaf1fb,#f6f9fe);display:grid;place-items:center;font-size:25px}.inc:nth-child(4) .ic{background:linear-gradient(135deg,#fff0e3,#fff7f0)}.inc h4{font-size:16px;color:var(--brand-dark);margin-bottom:8px}.inc p{font-size:12.5px;color:var(--ink-soft)}.rptsec{background:var(--brand-dark);color:#fff;position:relative;overflow:hidden}.rptsec:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 15% 20%,rgba(61,111,196,.4),transparent 50%)}.rptsec .wrap{position:relative;z-index:2}.rptsec .sec-head h2{color:#fff}.rpt-grid{display:grid;grid-template-columns:.9fr 1.3fr 1.4fr 1.3fr;gap:16px}.rcard{background:#fff;border-radius:14px;padding:20px;color:var(--ink)}.rcard h5{font-size:13px;color:var(--brand-dark);margin-bottom:14px;font-family:var(--sans);font-weight:600}.score{text-align:center}.score .big{width:96px;height:96px;border-radius:50%;margin:0 auto 10px;display:grid;place-items:center;font-family:var(--serif);font-weight:700;font-size:30px;color:var(--brand);background:conic-gradient(#16a34a 0 76%,var(--line) 76% 100%);position:relative}.score .big:after{content:"";position:absolute;inset:8px;background:#fff;border-radius:50%}.score .big span{position:relative;z-index:2}.score .big small{font-size:11px;color:var(--ink-soft)}.scoreitems li{list-style:none;font-size:11.5px;display:flex;justify-content:space-between;padding:5px 0;color:var(--ink-soft)}.scoreitems li .bar{width:42px;height:5px;border-radius:3px;background:var(--accent);align-self:center}.trend .num{font-family:var(--serif);font-size:26px;color:#16a34a}.trend .chart{height:80px;background:linear-gradient(180deg,rgba(22,163,74,.12),transparent);border-radius:8px;margin-top:10px;position:relative;overflow:hidden}.trend .chart svg{position:absolute;inset:0;width:100%;height:100%}.kwtable{width:100%;border-collapse:collapse;font-size:11px}.kwtable th,.kwtable td{padding:5px 6px;text-align:left;border-bottom:1px solid var(--line)}.kwtable th{color:var(--brand-dark);font-weight:600}.kwtable .hi{color:var(--accent);font-weight:600}.kwtable .mid{color:#d97706}.adv li{list-style:none;font-size:11.5px;color:var(--ink-soft);display:flex;gap:6px;margin-bottom:8px}.adv li .ck{color:#16a34a}.rptnote{text-align:center;color:#aebfd6;font-size:12.5px;margin-top:24px}.tsec{background:var(--bg)}.t-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.tcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}.tcard p{font-size:12.5px;color:var(--ink);margin-bottom:16px;line-height:1.8}.tperson{display:flex;align-items:center;gap:10px}.tperson img{width:38px;height:38px;border-radius:50%;object-fit:cover}.tperson b{font-size:13px;display:block}.tperson small{font-size:11px;color:var(--ink-soft)}.stepsec{background:var(--bg-alt)}.step-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;position:relative}.step-grid:before{content:"";position:absolute;top:32px;left:12%;right:12%;height:2px;background:repeating-linear-gradient(90deg,var(--line) 0 8px,transparent 8px 16px)}.step{text-align:center;position:relative;z-index:2}.step .ic{width:64px;height:64px;margin:0 auto 16px;border-radius:50%;background:#fff;border:2px solid var(--line);display:grid;place-items:center;font-size:25px;color:var(--brand);box-shadow:var(--shadow)}.step h4{font-size:15px;color:var(--brand-dark);margin-bottom:6px}.step p{font-size:12px;color:var(--ink-soft)}.guar{padding:46px 0;background:var(--bg)}.guar-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.guaritem{display:flex;align-items:flex-start;gap:12px}.guaritem .ic{font-size:28px;color:var(--brand)}.guaritem b{font-size:14px;display:block;color:var(--brand-dark)}.guaritem small{font-size:12px;color:var(--ink-soft)}.botcta{position:relative;color:#fff;overflow:hidden;background:linear-gradient(110deg,#0f2847d1,#f080204d),url(https://images.unsplash.com/photo-1469474968028-56623f02e42e?auto=format&fit=crop&w=1600&q=80) center/cover}.botcta .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap;padding:50px 24px}.botcta h2{font-size:clamp(22px,3.2vw,32px);color:#fff}.botcta p{color:#eef3fb;margin-top:8px}.botcta .r{text-align:right}.botcta .r .btn{font-size:16px}.botcta .tel{margin-top:12px;font-size:15px;color:#fff;font-weight:600}@media(max-width:980px){.hero-inner{grid-template-columns:1fr;padding:44px 0 60px}.inc-grid,.rpt-grid,.t-grid{grid-template-columns:1fr 1fr}.step-grid{grid-template-columns:1fr 1fr;gap:30px 14px}.step-grid:before{display:none}.guar-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.frow{grid-template-columns:1fr}.ckgrid{grid-template-columns:1fr 1fr}.inc-grid,.rpt-grid,.t-grid,.step-grid,.guar-grid{grid-template-columns:1fr}.botcta .wrap{flex-direction:column;align-items:flex-start}.botcta .r{text-align:left}}